. @WellsFargo — a bank, for those unfamiliar — won't let me send money with their payment system Zelle because I use a VOIP number.

Everyone should use VOIP because your location can be tracked otherwise.

They've already verified my identity so they just want to destroy privacy
#Bitcoin and other cryptocurrencies do not have this problem.

If you want privacy, you have no choice but to abandon the old, broken, privacy disrespecting banking system.
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@taoeffect Unfortunately, transactions can also be prevented with Bitcoin; if you search for it, you will find the respective cases and which mining pool providers and vendors freeze funds. Simply always use the uncensorable Monero. This puts you on the safe side.

@dominik I agree #Monero is good, which is why I mentioned "other cryptocurrencies".

The problems you mentioned sound like a not-your-keys-not-your-coins problem, which would apply to Monero too.

#LightningNetwork is another good option as it improves the privacy of #Bitcoin.
I think they mean the fact that miners at least have the potential to apply targeted censorship via address blacklists. You couldn't do that if Bitcoin were private because you wouldn't know who is who.

@af740d198babb8c7b82d0a4718eb354bb3f6af9a98639b85d4a5cf1371caba85 @taoeffect You got it, that's the point. Transactions and values can be confiscated at BTC or at least marked as illegal, 'flagged'. This does not necessarily mean custodial coin storage, but merely the transaction or acceptance of the respective coins.
You confirm that XMR is good and I agree that Lightning technology can be a good solution for Bitcoin. hackernoon.com/bitcoin-lightni

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