...back one step: why do you want to pay with your smartphone?
O.k. that makes a big difference ;-) . There is f-droid https://f-droid.org/es/ where you can download apps without play services installed. If you need to install apps from the surveillance G you can install Aurora Store and try them (most of them do not work as expected, because play services are missing which could be healed by microG).
@chrichri @thenewoil I live in El Salvador, where BTC is now the national currency, and would like to use other "Lightning Network" apps than the State promoted one ("Chivo"), which is a custodial one, and fully KYCd 😏.