Flexible spending accounts just aren't worth the effort, are they? This shit just feels like a scam.

@lwriemen I get that part, but they demand receipts for the most unexpected shit, and then it’s impossible to get providers to give it to them. They should just decline the charge if they don’t get it.

@manchicken I never had those issues, but I always thought the "lose it" part was a scam. It should be setup so that you just rollover, and if you lerave the plan, you pay taxes on what you didn't use and keep the money.

HSAs and 401ks are also scams. The financiers get to invest your money and you take all the risks, although it's hard to accumulate enough in an HSA to start investing with it. Made for richer people than me.

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