@jens @cmccullough Especially if you invest too much time in the wrong technology. At 61, the only 2nd interview I've had in 10 years was looking for experience in the path not taken 20 years ago. Right now, losing my job terrifies me; it really makes me a wage slave. The USA has no social safety nets.

As far as saving money goes, sometimes things happen that can detrimentally affect that. Especially with medical needs in the USA.