If they set up a little table and were lending 20 bucks to anyone who walked up and gave them $5 no one would invest in that. It’s a terrible idea. It’s not enough money to chase a person for and it’s not enough for them to even remember. “technology” is meant to be the magic sauce to fix this but one must as why the sellers don’t want to do that themselves? It’s a horrible idea.
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They where sheltered by setting up in Sweden first, they had a 0.3% profit margin. Almost everyone paid on time, and the ones that didn't landed with Kronofogden, the public agency that collect debt on behalf of lenders.
